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Install Above Ground Pools questions, answered by experts

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Your indoor pool can be heated or unheated, but the decision depends on your local climate. In regions with freezing temperatures, heating your pool will keep it warm during the winter, especially if it’s only covered with a greenhouse enclosure. 

If you keep your swimming water warm and toasty, budget between $300 and $5,700 for the cost of installing a pool heater.

Most of the time, though there may be some code variations on the local level, a water source like a pool requires a GFCI breaker. These breakers detect electrical leaks of 5 mA or more and trip the breaker. However, the size of the pool and motor type determine the exact GFCI needs. A GFCI outlet with a reset button may be enough for an aboveground pool with a small motor or pump. Consult a pool electrician to determine the appropriate installation and protection measures needed for your pool.

You shouldn’t swim in a pool with algae. When there’s algae, there’s also bacteria that’s feeding on the algae. Also, algae-infested pool water is often chemically imbalanced, which means germs like Cryptosporidium, Giardia, and E.coli could be present. These germs can cause a range of illnesses from gastrointestinal issues, to rashes, and respiratory problems.

The best thing to do is to get rid of the algae first, test and balance the water, and then you can enjoy swimming without any worries.

Yes, many brands make models similar to endless pools with a range of features. Some companies feature temporary aboveground pools that imitate the effect of permanent installations. Small home pool spas—or spools—as well as lap pools and pools without propulsion designs for water aerobics are also available.

The Lakeside, MT homeowners’ guide to above ground pool installation services

From average costs to expert advice, get all the answers you need to get your job done.