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An in-ground swimming pool enhances property value by adding a luxurious aesthetic and functional feature. It appeals to potential homebuyers who value outdoor entertainment and relaxation spaces, thus raising market desirability.

Water only runs through a pool heater when not in use if the heater doesn’t have a bypass system. A bypass system stops the flow of water through the heater when not in use. If you don’t have one, then yes, water will still run through the pool heater even when not in use. Not having a bypass system may increase the effects of wear and tear on your pool heater or disrupt the water’s chemical balance.

You should avoid filling your pool overnight—just as a precaution. You’ll want someone around to check on the progress. If your hose springs a leak or you overfill your pool, you could end up with some costly water damage. At worst, you could flood your home’s foundation. For this reason, ensure someone is home and awake, even if your pool takes a couple of days to fill.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.