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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

You can place a pool alarm on the surface of the water or mounter underwater with motion detectors. Alarms placed on the surface will alert you if it detects wave movement. If mounted below the surface, known as "sub-surface,” the alarm detects changes in water pressure.

Home inspectors only check swimming pools if they have expertise in that area. During a standard home inspection, they focus on the house’s structure, roof, foundation, electrical, plumbing, and other components. If they examine your pool, they’ll check the pump and heater. If you want a thorough pool inspection, hire a pool inspection specialist.

Spools can come as small as 10 x 6 feet, so they don’t take up a lot of room in your yard. You’ll want to plan for pool decking, fencing, and other features that may take additional space, but for the most part, a spool’s small footprint makes it a great choice when you don’t have much yard space to spare.