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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

It’s a good idea to wait at least 24 hours after opening your pool before you swim in it. Pool opening often involves shocking the water, and the chemical levels need to come down a bit before it’s safe to swim. You can continue testing your water pH and chlorine levels if you’re in a rush. It’s wise to wait until your chlorine levels drop to under four parts per million (ppm) and you have a water pH of between 7.2 and 7.8. You can artificially lower your water pH to speed up the process.

Yes. A pool pH too high may result in a rash, red, or stinging eyes for swimmers. It means chlorine isn't as abundant as it needs to be to neutralize germs. A pH that is too low means the water is too acidic, which can cause similar bodily irritation and damage to your pool's lining and the surrounding plaster, stone, or tile.

You don’t need to drain the whole pool to patch a pool liner, but be prepared to dive in with your swimsuit and goggles to patch a leak below the water level. By draining the pool, you can actually expose the liner to more harsh conditions, like wind and sunlight, that cause the tears to worsen. It’s best to use the ink test and waterproof patches or tape to identify the leak and patch it up.