Does homeowners insurance cover a water heater?

• <div><p>Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.</p></div>

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Q: How do hot water heater expansion tanks work?

• <div><p>When the water expands in a hot water heater, it puts pressure on your hot water pipes and can cause leaks or a rupture in the hot water tank under certain conditions. Pipes or water heaters may split due to the pressure where there is a backflow preventer that prevents the hot water heater from diffusing pressure by releasing water back to the public water line.</p><p>In these scenarios, a hot water heater expansion tank provides a place for the hot water heater to relieve pressure and prevent bursts and leaks.</p></div>

Q: Is a tankless water heater better than a storage tank water heater?

• <div><p>Tankless water heaters are more expensive than those with a storage tank, but they come with some impressive benefits that most homeowners find worth the higher investment. Most importantly, they provide unlimited hot water, so you&rsquo;ll never run out like you would with a storage tank. Tankless heaters are also more efficient, so comparing gallon-for-gallon, you&rsquo;ll spend less on hot water with a tankless heater. Tankless water heaters are also smaller, require less maintenance, and tend to last longer than storage tank water heaters.</p></div>

Q: What size wire should I use for a 30-amp hot water heater?

• <div><p>The <a href="https://www.angi.com/articles/wire-guage-amp-chart.htm">standard copper wire gauge</a> to use with any 30-amp circuit is a 10-gauge wire. The National Electric Code specifies a 10-gauge wire with appliances like water heaters running on 30 amps. If you try to use a smaller gauge wire, such as a 12 gauge, with a 30-amp breaker, you run the risk of the wire overheating and melting or causing a fire. Because of the safety hazards, the gauge of the wire is not an area to try to cut costs when connecting a 30-amp breaker to a water heater.</p></div>

Q: Is it hard to replace an electric water heater?

• <div><p>Unless you have previous plumbing experience or extensive experience with water heaters, <a href="https://www.angi.com/articles/can-install-water-yourself.htm">you should avoid replacing your electric water heater yourself</a>. This process involves disconnecting wiring and parts from the old water heater and reinstalling them onto the new one, among other difficult tasks. This job is best left to the pros to make sure that everything is connected correctly to avoid serious leaks or malfunctions.</p></div>

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Verified Reviews for Water Heater Service pros in Indianola, MS

*The Angi rating for Water Heater Service companies in Indianola, MS is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water Heater Service needs.

*The HomeAdvisor rating for Water Heater Service companies in Indianola, MS is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water Heater Service needs.

Last update on November 13, 2025

Reviewed in September 2023
They were very fast even with extreme heat
Mighty Dog Roofing
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Reviewed in June 2021
I called several plumbers to fix my parents hot water heater pipes that were leaking. Lyles was the only one that called me back. They were able to come out and fix the repair the same day!! Super nice and friendly service! Would highly recommend them!
Lyles Plumbing and Excavation
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Reviewed in September 2019
Great job unclog drains check water pressure and cover outside drain
Stewart Plumbing Co
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Reviewed in October 2017
After they arrived and began work I was told that they were not going to install the heat strips. They got the salesman on the phone, and I asked how much of the quoted price he had included for the heat strips. He said "About $20." I was guessing at least $500 to $800, but have since been given...
RW Heating, Air, Plumbing & Electrical Inc.
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Reviewed in September 2014
Every part of this job went perfectly - from the coupon ordering - to the first contact - his calls to discuss and confirm the dates - his call when he was on the way and the hours spent working in the Memphis Summer heat. I could not have asked for a better company and crew - there was nothing...
1-855 US Trash
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Reviewed in October 2013
Awful. The man (Marty H.) came with the crew the first day and then left. We did not see him until the job was over. His crew looked like convicts that he had gotten out on work-release. They tore one of the screens upstairs and did not claim respnsibility nor offer to replace it. After a...
Advance Roofing
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Reviewed in August 2013
Have used Matthews Heating and Air Conditioning for over 12 years. Always professional, friendly, neat, fair and prompt.
Matthews Heating & Air Conditioning Svc
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Reviewed in August 2013
Very professional. Drained out the water, removed the two units and put in the new ones without any problems. I have had trouble with providers in the past and they were recommended by our gas company. We did not compare prices with anyone else. We did not call anyone else. Not sure if the...
Mid Mississippi Heating & Cooling / Raymond
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Reviewed in April 2013
We have been their customer for about 13 years now. They do all of our heating, air, and plumbing services. We feel like they are very honest. If something ever goes wrong after a repair, they come out immediately to repair the issue.
Mitch Wright Plumbing Heating & Air
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Find Water heater pros in Indianola

Neli Virtual Appliance Repair

Neli Virtual Appliance Repair

Customers say: Super punctual

31363 local quotes requested

9 years of experience

NEW! Appliance Consultation – Just $35 Get expert advice before you spend on repairs or replacements. A Neli technician will evaluate your issue and help you decide if your appliance can be fixed—or if it’s time for a new one. Virtual Appliance Diagnosis and Repair - Just $45 Service Description: Diagnose or repair your appliance virtually—no need for anyone to enter your home. Neli’s certified technicians guide you step-by-step via secure video chat. How It Works: Book online at nelihome.com or call 833-876-0900 Connect with a tech through our video platform Diagnose or fix the issue in real time Get expert advice and confidence in your next steps What’s Included: Real-time video guidance from a certified technician Diagnosis of the issue OR full repair (when possible) Step-by-step guidance using your smartphone or tablet Safe, contact-free service - no one in your home Flexible scheduling—appointments available daily Perfect For: Appliance fixes HVAC troubleshooting DIY-savvy homeowners Saving time and money on service calls

"Super helpful"

Michele H on November 2025

"Super helpful"

Michele H on November 2025

Triton Construction Company

No reviews yet

Triton Construction Company

No reviews yet

10 years of experience

Triton Construction Company has 3 employees! We have a page on Facebook where are pictures of our jobs are it is under Triton Construction Company! We love helping people for a cheap and reasonable price. Thanks and have a great day!!!

Krell Distributing Co Inc

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Krell Distributing Co Inc

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53 years of experience

Additional DBA - Krell Industries. Family owned & operated. Nationwide service.

Southern Sewer And Drain

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Southern Sewer And Drain

No reviews yet

10 years of experience

Locally owned and operated, family plumbing services dedicated to providing all customers with Quality and Dependable customer service. We do it all, The complete plumbing service.

David's Plumbing

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David's Plumbing

No reviews yet

24 years of experience

From plumbing repairs to installations, we can help with your pipe problem! Need pipe, septic, water heater, or irrigation system fix? With over 14 years of experience, we can help you through our reliable and affordable service.

Solar Wolf Energy

2.00(

)

Solar Wolf Energy

2.00(

)

10 years of experience

Solar Wolf is a full service solar company with a great reputation and an old world belief to our customers. To under-promise and over-deliver, period. We have 18 years experience in construction, remodeling, roofing, solar water heaters, solar pv systems, battery back-up systems and much more. See what Solar Wolf Energy can do for you!

Trust our proven reputation to take care of your plumbing needs. We have been voted reader's choice best plumber in the triangle for 2 years running. As we're licensed, bonded, and insured master plumber, you can count on us.

Liberty Plumbing LLC.

No reviews yet

Liberty Plumbing LLC.

No reviews yet

With over 20 years of experience, we're the best choice for all your plumbing needs.

Mark's Home Improvement

5.00(

)

Mark's Home Improvement

5.00(

)

Customers say: Quick response

Recommended by 100% of Angi customers

We do a lot of remodeling. Our main concern is to make our customers happy. We are experienced in all of the construction job titles. Quality is the key.

Showing 1-10 of 25

Water Heaters questions, answered by experts

Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.

When the water expands in a hot water heater, it puts pressure on your hot water pipes and can cause leaks or a rupture in the hot water tank under certain conditions. Pipes or water heaters may split due to the pressure where there is a backflow preventer that prevents the hot water heater from diffusing pressure by releasing water back to the public water line.

In these scenarios, a hot water heater expansion tank provides a place for the hot water heater to relieve pressure and prevent bursts and leaks.

Tankless water heaters are more expensive than those with a storage tank, but they come with some impressive benefits that most homeowners find worth the higher investment. Most importantly, they provide unlimited hot water, so you’ll never run out like you would with a storage tank. Tankless heaters are also more efficient, so comparing gallon-for-gallon, you’ll spend less on hot water with a tankless heater. Tankless water heaters are also smaller, require less maintenance, and tend to last longer than storage tank water heaters.

The standard copper wire gauge to use with any 30-amp circuit is a 10-gauge wire. The National Electric Code specifies a 10-gauge wire with appliances like water heaters running on 30 amps. If you try to use a smaller gauge wire, such as a 12 gauge, with a 30-amp breaker, you run the risk of the wire overheating and melting or causing a fire. Because of the safety hazards, the gauge of the wire is not an area to try to cut costs when connecting a 30-amp breaker to a water heater.

Unless you have previous plumbing experience or extensive experience with water heaters, you should avoid replacing your electric water heater yourself. This process involves disconnecting wiring and parts from the old water heater and reinstalling them onto the new one, among other difficult tasks. This job is best left to the pros to make sure that everything is connected correctly to avoid serious leaks or malfunctions.

The Indianola, MS homeowners’ guide to water heater services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Allie Ogletree
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May 2, 2025May 2, 2025
How Much Does a Tankless Water Heater Cost? [2025 Data]
Tankless water heater costs depend on the size of your water heater, location, fuel type, and more. Keep reading to calculate your expenses.
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May 28, 2025May 28, 2025
How Much Does a Water Heater Gas Valve Replacement Cost? [2025 Data]
Learn about the different factors that go into water heater gas valve replacement costs to see if you should DIY the project or call a pro.
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May 29, 2025May 29, 2025
How Much Does a Water Heater Expansion Tank Cost? [2025 Data]
Wondering how much a water heater expansion tank costs? Use this cost guide to get an accurate estimate and learn how to choose the right one for your home.
Dan Simms
•
May 15, 2025May 15, 2025
How Do I Turn Off My Water Heater's Gas Supply?
Use this guide on how to turn off your water heater’s gas supply if you run into an emergency or want to conserve gas while you’re on vacation.
Kate Fann
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Apr 11, 2025Apr 11, 2025
14 Reasons Your Water Heater Is Not Getting Hot Enough
If your water heater is getting warm but not hot, a faulty thermostat, sediment, or more could be to blame. Learn how to spot and solve the problem of a water heater that’s not hot enough.
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May 1, 2025May 1, 2025
The Pros and Cons of Hybrid Water Heaters
Hybrid water heaters will have you weighing high initial costs versus long-term savings. Is it the right option for you? Explore the pros and cons of hybrid water heaters.