Does homeowners insurance cover a water heater?

• <div><p>Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.</p></div>

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Q: Are water heater pans required by code?

• <div><p>Yes, most municipalities have codes that require water heaters to have pans. A pan is necessary when a water heater or hot water storage tank is installed in an area where water leakage could cause damage, such as an attic, second floor, or finished basement. Tankless water heaters are not required to have a pan since there is no storage tank.</p></div>

Q: What are the signs that a water heater needs replacing?

• <div><p>Signs that your water heater needs replacing include rust or corrosion on the tank, persistent leaks, inconsistent heating, strange noises coming from the heater, decreased efficiency, and visible damage. Water heaters over 10 years old may also need to be replaced. However, in some cases, these issues can be fixed with a repair rather than a replacement, so make sure to consult a pro before investing in a new water heater.</p></div>

Q: What are some common issues with a water heater?

• <div><p>Often, the first issue you might encounter is a lack or loss of power&mdash;this could be caused by a tripped switch or a failed heating element. If your hot water is not producing enough power and its size is not the issue, you might need to replace one of its heating elements. A leaking water heater could be caused by tank erosion. </p></div>

Q: Can I run a 30-amp water heater on a 40-amp breaker?

• <div><p>Yes, this would be an appropriate choice. In order to comply with the National Electric Code&rsquo;s rules, you'll need to install a circuit breaker that's 125% larger than the intended load. In this case, you'll multiply 30 amps by 1.25 to find the necessary breaker size. Plugging that equation in for your 30-amp water heater will leave you with a 37.6-amp breaker. If your current <a href="https://www.angi.com/articles/water-heater-keeps-tripping-breaker.htm">water heater keeps tripping the breaker</a>, it might be time to talk to a plumber or electrician about upgrading your water heater's setup.</p></div>

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Verified Reviews for Water Heater Service pros in Tchula, MS

*The Angi rating for Water Heater Service companies in Tchula, MS is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water Heater Service needs.

*The HomeAdvisor rating for Water Heater Service companies in Tchula, MS is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Water Heater Service needs.

Last update on November 08, 2025

Reviewed in September 2023
They were very fast even with extreme heat
Mighty Dog Roofing
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Reviewed in June 2021
I called several plumbers to fix my parents hot water heater pipes that were leaking. Lyles was the only one that called me back. They were able to come out and fix the repair the same day!! Super nice and friendly service! Would highly recommend them!
Lyles Plumbing and Excavation
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Reviewed in September 2019
Great job unclog drains check water pressure and cover outside drain
Stewart Plumbing Co
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Reviewed in October 2017
After they arrived and began work I was told that they were not going to install the heat strips. They got the salesman on the phone, and I asked how much of the quoted price he had included for the heat strips. He said "About $20." I was guessing at least $500 to $800, but have since been given...
RW Heating, Air, Plumbing & Electrical Inc.
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Reviewed in September 2014
Every part of this job went perfectly - from the coupon ordering - to the first contact - his calls to discuss and confirm the dates - his call when he was on the way and the hours spent working in the Memphis Summer heat. I could not have asked for a better company and crew - there was nothing...
1-855 US Trash
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Reviewed in October 2013
Awful. The man (Marty H.) came with the crew the first day and then left. We did not see him until the job was over. His crew looked like convicts that he had gotten out on work-release. They tore one of the screens upstairs and did not claim respnsibility nor offer to replace it. After a...
Advance Roofing
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Reviewed in August 2013
Have used Matthews Heating and Air Conditioning for over 12 years. Always professional, friendly, neat, fair and prompt.
Matthews Heating & Air Conditioning Svc
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Reviewed in August 2013
Very professional. Drained out the water, removed the two units and put in the new ones without any problems. I have had trouble with providers in the past and they were recommended by our gas company. We did not compare prices with anyone else. We did not call anyone else. Not sure if the...
Mid Mississippi Heating & Cooling / Raymond
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Reviewed in April 2013
We have been their customer for about 13 years now. They do all of our heating, air, and plumbing services. We feel like they are very honest. If something ever goes wrong after a repair, they come out immediately to repair the issue.
Mitch Wright Plumbing Heating & Air
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Reviewed in March 2007
Salesman very courteous and knowledgeable. Workers arrived on time - worked non-stop until all work was completed - left no mess behind. Seems to be working well - some mud leakage at bottom of retainer wall opening...Not sure if coming from inside the wall or around outside corner of opening,...
Olshan Foundation Repair San Antonio
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Find Water heater pros in Tchula

Neli Virtual Appliance Repair

Neli Virtual Appliance Repair

Customers say: Super punctual

31890 local quotes requested

9 years of experience

NEW! Appliance Consultation – Just $35 Get expert advice before you spend on repairs or replacements. A Neli technician will evaluate your issue and help you decide if your appliance can be fixed—or if it’s time for a new one. Virtual Appliance Diagnosis and Repair - Just $45 Service Description: Diagnose or repair your appliance virtually—no need for anyone to enter your home. Neli’s certified technicians guide you step-by-step via secure video chat. How It Works: Book online at nelihome.com or call 833-876-0900 Connect with a tech through our video platform Diagnose or fix the issue in real time Get expert advice and confidence in your next steps What’s Included: Real-time video guidance from a certified technician Diagnosis of the issue OR full repair (when possible) Step-by-step guidance using your smartphone or tablet Safe, contact-free service - no one in your home Flexible scheduling—appointments available daily Perfect For: Appliance fixes HVAC troubleshooting DIY-savvy homeowners Saving time and money on service calls

"Super helpful"

Michele H on November 2025

"Super helpful"

Michele H on November 2025

Triton Construction Company

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Triton Construction Company

No reviews yet

10 years of experience

Triton Construction Company has 3 employees! We have a page on Facebook where are pictures of our jobs are it is under Triton Construction Company! We love helping people for a cheap and reasonable price. Thanks and have a great day!!!

Krell Distributing Co Inc

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Krell Distributing Co Inc

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53 years of experience

Additional DBA - Krell Industries. Family owned & operated. Nationwide service.

Takin Care Of Business Southern Plumbing And Drain

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Takin Care Of Business Southern Plumbing And Drain

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10 years of experience

Locally owned and operated, family plumbing services dedicated to providing all customers with Quality and Dependable customer service. We do it all, The complete plumbing service.

David's Plumbing

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David's Plumbing

No reviews yet

24 years of experience

From plumbing repairs to installations, we can help with your pipe problem! Need pipe, septic, water heater, or irrigation system fix? With over 14 years of experience, we can help you through our reliable and affordable service.

Solar Wolf Energy

2.00(

)

Solar Wolf Energy

2.00(

)

10 years of experience

Solar Wolf is a full service solar company with a great reputation and an old world belief to our customers. To under-promise and over-deliver, period. We have 18 years experience in construction, remodeling, roofing, solar water heaters, solar pv systems, battery back-up systems and much more. See what Solar Wolf Energy can do for you!

Trust our proven reputation to take care of your plumbing needs. We have been voted reader's choice best plumber in the triangle for 2 years running. As we're licensed, bonded, and insured master plumber, you can count on us.

Liberty Plumbing LLC.

No reviews yet

Liberty Plumbing LLC.

No reviews yet

Free onsite estimate

With over 20 years of experience, we're the best choice for all your plumbing needs.

Mark's Home Improvement

5.00(

)

Mark's Home Improvement

5.00(

)

Customers say: Quick response

Recommended by 100% of Angi customers

We do a lot of remodeling. Our main concern is to make our customers happy. We are experienced in all of the construction job titles. Quality is the key.

Showing 1-10 of 27

Water Heaters questions, answered by experts

Yes, most municipalities have codes that require water heaters to have pans. A pan is necessary when a water heater or hot water storage tank is installed in an area where water leakage could cause damage, such as an attic, second floor, or finished basement. Tankless water heaters are not required to have a pan since there is no storage tank.

Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.

Signs that your water heater needs replacing include rust or corrosion on the tank, persistent leaks, inconsistent heating, strange noises coming from the heater, decreased efficiency, and visible damage. Water heaters over 10 years old may also need to be replaced. However, in some cases, these issues can be fixed with a repair rather than a replacement, so make sure to consult a pro before investing in a new water heater.

Often, the first issue you might encounter is a lack or loss of power—this could be caused by a tripped switch or a failed heating element. If your hot water is not producing enough power and its size is not the issue, you might need to replace one of its heating elements. A leaking water heater could be caused by tank erosion.

Yes, this would be an appropriate choice. In order to comply with the National Electric Code’s rules, you'll need to install a circuit breaker that's 125% larger than the intended load. In this case, you'll multiply 30 amps by 1.25 to find the necessary breaker size. Plugging that equation in for your 30-amp water heater will leave you with a 37.6-amp breaker. If your current water heater keeps tripping the breaker, it might be time to talk to a plumber or electrician about upgrading your water heater's setup.

The Tchula, MS homeowners’ guide to water heater services

From average costs to expert advice, get all the answers you need to get your job done.

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