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Your home's location, budget, and the type of insulation you’re using are just a few of the factors that can help you choose the right insulation. For example, blown-in insulation is typically used in attic spaces, while batts and rolls are ideal for floors and walls. Blown-in insulation is usually a good option if you're adding more insulation to an area that already has some, but not enough.

The lifespan of crawl space insulation depends on how well you maintain your insulation and the type of insulation. Fiberglass will need replacing every 15 to 20 years on average if you don't have a vapor barrier in place. If you do have vapor barriers in place, then your insulation could last much longer. Spray foam insulation can last anywhere from 80 to 100 years. 

It’s best not to install a radiant barrier directly under insulation because it requires an air gap on at least one side to work properly. Instead, you should install the radiant barrier over your existing insulation to create an air space to reflect the radiant heat.

The primary downside of radiant barriers is their limited effectiveness in cold climates. They are designed to reflect radiant heat, making them less beneficial in cooler conditions where heat retention is more important. 

Radiant barriers require proper installation to maximize effectiveness. Incorrect placement can lead to minimal benefits. They also do not provide insulation, meaning they should be used in conjunction with traditional insulation for optimal energy efficiency.