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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

False chinch bugs are generally smaller and somewhat paler than true chinch bugs, although they otherwise look similar. The name is a bit of a misnomer: They act very similarly and both feed on plants by sucking out their juices. However, chinch bug feeding tends to be very destructive to the plant, while strangely the false chinch bug does relatively little damage.

Even with professional pest control and taking your own drastic measures to eliminate a phorid fly infestation, it can be difficult to get rid of these pests for good. If you find that phorid flies keep appearing in your home, it’s very likely that you have a persistent source of moisture such as a drain leak or a cracked sewer. Another culprit could be a decaying animal carcass in your home’s foundations.

The best animal repellents for gardens include a variety of different scents. You can use predator urine to keep away deer, raccoons, squirrels, and more. The odor will tell the critters that your yard is a dangerous place. Other scents that repel critters are herbs like lavender, geranium, and mint. You can also use hot pepper, garlic, and strong-smelling soap.