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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Carpenter ants can go away on their own if their food source is eliminated, but this could take weeks or months. If you have an infestation on your hands, carpenter ants need to be treated by pesticides from a licensed professional in order to go away as soon as possible.

Adult fleas can live from a few days to about two weeks without a host. If pets are not available, fleas may feed on rodents or people. While adult fleas need a blood source to survive, flea pupae can lie dormant for up to a year in optimal conditions. Therefore, cleaning and treating the infested area is essential to prevent pupae from surviving and hatching later.

There are many steps you can take to keep mice out of your home. The most preventative include removing all available food sources, keeping your home clean, and sealing up entry points to your home. You can also try using live traps or even getting a cat. If none of these measures work, enlist the help of a pest control company.