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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

A temperature of 131 degrees Fahrenheit for 72 minutes will kill bed bugs. Research suggests several different ranges, but many suggest starting at 120 degrees Fahrenheit and maintaining that heat for at least two hours. Steam cleaning is an exception because steam comes so hot it can quickly kill bed bugs and their eggs, making it a good option for fast extermination.

You should call pest control for cockroaches when you see two or more of these pests or clear warning signs of an infestation. Signs of an active roach infestation are roach droppings, dark smears on surfaces, roach eggs, foul odors, and shed skins. If you notice these unusual marks in your home, consider hiring a pest control specialist for an inspection.

It’s not fast, but you can tightly seal items and store them away for at least a few months, preferably an entire year. Bed bugs can’t survive that long without eating. However, this method takes significantly longer than other common eradication methods like heat treatments, steaming, or fumigation, so it’s not a first choice for homeowners.