Get matched with top fireplace pros in Saint Ignace, MI

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

In some cases, you can use a fireplace once the insert has been removed. However, before burning a fire, you must have a professional inspect it and the chimney to make sure they're functioning properly and no damage has occurred from removing the insert. That’s because using a fireplace without an insert could create fire hazards due to issues with airflow and heat dispersion, depending on the fireplace design and material. A professional can advise on whether you should make certain repairs or modifications before using your fireplace as an open hearth.

Yes, in most cases, you can remove a fireplace while keeping the chimney. This process requires sealing the chimney at the bottom where it connected to the fireplace and capping it at the top. It is essential to consult a chimney professional or inspection specialist beforehand. They will need to determine if the chimney's structural integrity is sufficient to remain safely in place without the support of the fireplace.

They’re both types of wood-burning fireplaces, but a wood fireplace is built directly into a wall and attached to a chimney. A built-in wood fireplace often has an open hearth, although some models have an enclosed hearth. On the other hand, a wood-burning fireplace insert is a self-contained box that slides into an existing fireplace opening.