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No, you should never leave a fireplace burning overnight or unattended during the day. While fireplaces are made to contain fires, fires can and do spread from fireplaces, so it’s crucial that you’re there to monitor them and put them out if needed. If you’re worried about putting out a fire before bed, stop feeding it fuel long before bedtime and actively put out the fire using your poker, a shovel, and some baking soda.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

You can complete some maintenance tasks on your own, including cleaning your gas fireplace. However, it’s still best to have a professional inspect your fireplace every year. When you hire a pro, they’ll take a thorough look at each part of your fireplace, including the gas lines and venting system, to ensure that everything is safe and working as it should.

While most stoves won’t last two decades, some do! Gas stoves and pellet stoves are more likely to go the distance than electric stoves or induction cooktops, and maintenance can go a long way toward increasing longevity.