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Yes, gas fireplaces can increase your home's value by as much as 12%. They are a sought-after feature because they burn cleaner, provide more warmth, and are more convenient than wood-burning fireplaces. Modern gas inserts can also provide the traditional aesthetic appeal that buyers like. To ensure the highest return on investment, perform regular maintenance and schedule annual professional inspections.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

The cost difference between a gas fireplace and a wood-burning fireplace depends on the type of wood-burning fireplace installed. The cost to install a gas fireplace tends to be cheaper than the cost to install a brick wood-burning fireplace. Installing a gas fireplace costs about $3,600 on average, whereas the cost to build a masonry wood-burning fireplace can go up to $30,000. The cost to install a wood-burning fireplace insert or stove can cost from $700 to $6,500, about the same as a gas fireplace on average.

The average life span of a thermoelectric fan operating seasonally is two to three years. However, the life span of a wood stove fan depends on its quality, usage, and maintenance. Regular cleaning of the blades and ensuring the fan operates within its recommended temperature range can help prolong its life span.