Get matched with top fireplace pros in Metamora, MI

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

With a little ingenuity, an old fireplace insert can be transformed into a decorative centerpiece that infuses new life into any room. Consider placing LED lights or candles inside to create a captivating display that simulates the warm glow of a fire. Another option is to repurpose the insert as a charming bookshelf by adding rustic shelves within the firebox. For plant lovers, converting the fireplace insert into an indoor garden is a perfect way to bring nature indoors. You can also transform it into a stylish wine rack.

A chimney cap costs about $300 on average to install, with prices ranging from $75 to $1,000. The final cost depends on several factors, including the professional you hire, the accessibility of your chimney, the cap's material and size, whether any repairs are needed, and if it requires custom fabrication. Chimney caps are usually made from galvanized steel, stainless steel, or copper. Copper caps are the most expensive, followed by stainless steel and then galvanized steel. Excluding labor, average material costs are around $100 for galvanized steel, $250 for stainless steel, and $600 for copper. You may also face additional costs, such as hiring a chimney sweep to clean the chimney before the cap is installed.

Certain fireplace repairs will require that your contractor is licensed, including anything that involves moving, installing, or repairing gas lines. In that case, your professional will need to be a certified plumber. You can use Angi’s licensing lookup tool to confirm that the company you’re hiring is properly licensed. Most states don’t have specific license requirements for other fireplace repairs, but most demand at least a general contractor’s license. It’s also a good idea to look for companies certified by the National Fireplace Institute, as those pros tend to be more qualified to carry out the repair.