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Fireplaces questions, answered by experts

Some homes with wood-burning fireplaces don't have ash pits due to design choices, construction practices, or the age of the house. Many older abodes don't have them because ash pits weren't a standard feature when they were built. Additionally, in smaller homes or homes with less frequent fireplace use, builders might have opted to forgo an ash pit to reduce costs or simplify maintenance.

Although they provide heat, light, and atmosphere, pellet stoves require electricity to run certain parts, which some homeowners may find to be an unfortunate additional expense. They can also produce noises that some may find annoying, like a low rumble from the blower fan or its motor.

Handbuilt masonry fireplaces are likely what comes to mind when we think about curling up by the fire at the end of the day. But bricks in the firebox and chimney tend to be heavy, which is not ideal for homes with weak or damaged foundations.

Prefabricated fireboxes come with a full flue and chimney system, significantly reducing the price and installation time. However, if you need to replace the panels down the line, you are locked into the same model or something very similar.

The cost to rebuild a fireplace varies dramatically depending on what you want to do and the type of fireplace you are rebuilding. A simple electric fireplace can be replaced with ease and at a low cost. On the other end of the spectrum, a wood-burning fireplace could cost well into the tens of thousands. The good news is functioning fireplaces increase your home’s value and are generally a good investment.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

The Lapeer, MI homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.