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Fireplaces questions, answered by experts

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

With a little ingenuity, an old fireplace insert can be transformed into a decorative centerpiece that infuses new life into any room. Consider placing LED lights or candles inside to create a captivating display that simulates the warm glow of a fire. Another option is to repurpose the insert as a charming bookshelf by adding rustic shelves within the firebox. For plant lovers, converting the fireplace insert into an indoor garden is a perfect way to bring nature indoors. You can also transform it into a stylish wine rack.

Pellet stoves are designed to run for several hours at a time. Running them for an entire day is not uncommon. More advanced models can run continuously for up to 48 hours, making them ideal if you live in extremely cold conditions and don't want to keep refueling the stove.

Gas fireplaces provide energy-efficient heating, low maintenance, and the convenience of instant ignition with remote control options.

Both wood stoves and fireplaces are effective at heating, but wood stoves are more efficient, meaning more of the fuel is converted to heat rather than lost. Wood stoves, depending on the capacity, can also heat larger spaces, while fireplaces are better for heating smaller areas, like an individual room.

The Lapeer, MI homeowners’ guide to fireplace services

From average costs to expert advice, get all the answers you need to get your job done.