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Avatar for Loss Recovery Experts

Loss Recovery Experts

5.00(
2
)

Loss Recovery Experts

5.00(
2
)
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.








MoistureTech Consulting

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MoistureTech Consulting

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35 years of experience

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.


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Home Warranties questions, answered by experts

A roof certification is a bit like a warranty, but it doesn’t involve the installation of a roof. You will receive a roof certification after a roof repair job. The roofer gives you a limited warranty, guaranteeing the work for a period of time, usually a year or more. This can be helpful if you’re trying to sell your home after completing roof repair work.

The roof warranty is part of a new roof installation. It protects you against defects in the materials for usually 20 years or more. Many roof installers include workmanship warranties, which protect you against installation errors, for about five years or more.

Many homeowners find that a home warranty is well worth the investment. Home warranties are like small insurance policies for individual items in your home, including appliances and home systems. Home warranty coverage can mean the difference between paying a few hundred dollars for repairs or replacements every time something breaks down in your home and paying a flat rate of $85 to $125 per visit for a service fee. If you have an older home or are buying or selling one, a home warranty is likely worthwhile and could save you money.

Yes, laying laminate over carpet may void the warranty of your flooring. Most laminate manufacturers specify installation over a suitable subfloor, not carpet. Deviating from these installation guidelines can invalidate the warranty. You should stick to the manufacturer's instructions to ensure warranty coverage, and you should always consult with professional laminate flooring installers near you if you have any concerns or questions regarding installation methods.

Most home warranties cover either home appliances or home systems, and some cover both. Appliance packages will usually include protection for all kitchen appliances, like refrigerators, ovens, stoves, built-in microwaves, and dishwashers, with some covering washing machines and dryers. Systems-only plans normally cover the plumbing, electrical, and HVAC systems, as well as most of the components. Combination plans cover the major appliances in addition to home systems.

A seller’s home warranty normally excludes intentional damage, issues that arise due to a lack of maintenance, and cosmetic repairs. Each warranty can also have specific exclusions, like certain types of heating or cooling systems and certain components within your appliances and home systems. Most home warranties will also have coverage caps, and once you reach payouts that match the caps, all repairs will be excluded.

The Fork, MD homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.