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Verified Reviews for Home Warranty pros in Fork, MD

*The Angi rating for Home Warranty companies in Fork, MD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Fork, MD is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on November 02, 2025

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Avatar for Loss Recovery Experts

Loss Recovery Experts

1015 Argonne Dr
5.00(
2
)

Loss Recovery Experts

1015 Argonne Dr
5.00(
2
)
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.

Free Insurance Consultation - Do I have a claim or not? Take the first step toward a successful interaction with your Insurance Company with a free insurance consultation from M. Patrick Sauer your Loss Recovery Expert in Baltimore, Maryland. At an initial meeting, we’ll determine if we can help. Not all homes qualify for our service and some policies don’t cover certain damages. But for properties with damage, our service can be the difference between a minimal payout from the insurance company and getting what your policy entitles you too.

MoistureTech Consulting

940 Juliana Street
No reviews yet

MoistureTech Consulting

940 Juliana Street
No reviews yet
35 years of experience

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

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Home Warranties questions, answered by experts

Home warranties are not a necessity, but they’re great for providing peace of mind, even if you already have homeowner’s insurance. A traditional insurance policy usually only covers disasters, like a tree falling into your home, fires, floods, theft, and major vandalism. A home warranty covers individual items, including breakdowns and damage from wear and tear and old age. Unlike with insurance, a home warranty might cover a refrigerator repair or the replacement cost of an oven. Many homeowners find a home warranty is great to have alongside insurance for total coverage.

Thankfully, many home warranties will cover R-22 replacement costs, and sometimes they even cover upgrading your HVAC. Since not all plans are the same, check if a home warranty is worth it before adding it to your annual costs. Most cost between $300 and $600 per year, which can be handy if you end up with an R-22 leak.

Home warranties can protect the buyer, the seller, or both, depending on when the coverage begins. Sellers who buy home warranties while their homes are on the market protect themselves from out-of-pocket costs leading up to closing and to their buyers after closing. Buyers who purchase coverage that kicks in after closing will only be protecting themselves.

A seller’s home warranty normally excludes intentional damage, issues that arise due to a lack of maintenance, and cosmetic repairs. Each warranty can also have specific exclusions, like certain types of heating or cooling systems and certain components within your appliances and home systems. Most home warranties will also have coverage caps, and once you reach payouts that match the caps, all repairs will be excluded.

Either the buyer or the seller can purchase coverage, and who pays for a home warranty depends on the situation. Some sellers buy a year of home warranty coverage to entice buyers to purchase their home, while some buyers purchase coverage to ensure they’re not on the hook for expensive appliance and system repairs shortly after closing on their home.

The Fork, MD homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

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  • Mother cooking with her daughter
    Dan Simms
    •

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.