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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Fleas are leaps and bounds ahead of ticks when jumping from person to person. The average flea can cover 1.9 meters per second. It can also jump over 50 times its own height. Fleas rely solely on their magnificent leaps to jump hosts. While ticks can crawl relatively quickly, their strategy is usually to sit and wait for a victim to "hitchhike" in tall grass.

Silverfish can infest a bed, but it’s not likely unless you have a major infestation. Silverfish may be attracted to the fabric of the bed and the dark corners of the mattress, so you should check your bed thoroughly if you are seeing silverfish throughout the house. Seeing them in bed is a bad sign, because it means they are eating your cotton or silk sheets while they’re there.

Yes, exterminators are a type of pest control professional that is qualified to remove wasps safely and effectively. Exterminators will inspect the wasp problem, administer professional-grade treatments, and apply preventative measures to avoid a future infestation. Consult a local exterminator about your wasp problem as soon as you identify it.