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While cockroaches can contaminate appliances and their contents, they won't cause damage. Cockroaches can spread bacteria like E. coli and salmonella, making it important to keep them out of places where food is stored, such as a refrigerator. When it comes to electronics, however, cockroaches could potentially damage internal electrical components. As the pests navigate inside a TV or console, they may touch high-voltage components that could short out your product. This damage could lead to costly repairs or require replacements.

For years, it was believed that hobo spider bites were incredibly dangerous, causing flesh-eating wounds. But the rumors of their bites were greatly exaggerated, and there's been no real evidence showing a connection between a hobo spider bite and necrotizing wounds. 

That said, the spiders can and do bite, usually as a defense response. They won't attack you unprovoked, but if you take them by surprise and get close enough, they may bite you. Their bites may cause some minor irritation or itchiness. 

Allowing wolf spiders to reside in your home can have benefits, as they serve as natural exterminators, preying on insects and pests that could become problematic. Their presence can help keep your residence relatively free of nuisance insects such as flies, ants, and cockroaches, reducing the need for chemical pesticides. Wolf spiders are generally not hostile towards humans, and their bites, although painful, usually don't result in a significant medical concern. If you can coexist peacefully with these spiders and recognize their role in maintaining a balanced ecosystem within your household, they can contribute to a healthier and pest-reduced environment.

Keep flies out of your house by keeping the windows or doors closed, especially when cooking. You can also install window screens to prevent pests from entering your home while allowing a cool breeze to enter your home.