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If you come face-to-face with a wolf in your yard, chances are it will be afraid of you as a human. Make eye contact and get big—waving your arms to increase your size. Use noisemakers or air horns if you have them, or throw a few rocks around to discourage them from approaching you. If all else fails and the wolf does not retreat, back away slowly while maintaining eye contact and find safe ground, whether indoors or up a tree. 

To effectively keep animals out of your yard with a fence, choose a fence that anchors to the ground to deter digging. Also, consider adding a barrier below the fence to prevent burrowing. 

To make your yard less desirable to animals, eliminate food sources like a vegetable garden, and ensure your garbage cans are sealed and tamper-proof. Installing motion-activated devices like lights or sprinklers will startle animal intruders. Also, a fence won’t work well if you forget to keep gates closed and secure. If you still face persistent animal intrusion issues, contact a wildlife control expert who can offer specialized solutions.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Wire fences are generally the most inexpensive type of farm fence to install, especially compared to lumber. Barbed wire is one of the cheapest options due to its simple materials, making it a good choice for low budgets and for confining docile animals in large spaces. Other options include hog wire and woven wire fences, which are strong, long-lasting, and relatively easy to repair. While wire fences require less lumber and reduce overall project costs, they are often considered less aesthetically pleasing than traditional wood fences.