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In most cases, wrought iron fencing will cause your property value to increase. Most types of fence—but especially high-quality wrought iron fences—make your home more secure and deter burglars, which adds to property value. Fences can also help keep children and pets safe, which most homebuyers will appreciate. Wrought iron fences are also highly decorative, and while they don’t provide much privacy, they do add to your home’s curb appeal, which often leads to higher home value.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

To effectively keep animals out of your yard with a fence, choose a fence that anchors to the ground to deter digging. Also, consider adding a barrier below the fence to prevent burrowing. 

To make your yard less desirable to animals, eliminate food sources like a vegetable garden, and ensure your garbage cans are sealed and tamper-proof. Installing motion-activated devices like lights or sprinklers will startle animal intruders. Also, a fence won’t work well if you forget to keep gates closed and secure. If you still face persistent animal intrusion issues, contact a wildlife control expert who can offer specialized solutions.

Whether you need a permit to build or install a fence depends on several factors, including your location, the fence's height, its placement in your yard, and the materials used. In many cities and highly populated areas, a permit is required, especially for fences taller than 6 feet. Conversely, rural areas may have fewer restrictions. Typically, backyard privacy fences 6 feet or shorter do not require a permit, while front yard fences often have a lower height limit, sometimes as low as 3.5 feet. There can also be exceptions for properties in mixed residential-commercial zones. It's best to check with your local building inspection or zoning department to understand the specific requirements, height restrictions, and location rules for your area. A professional fence installer can help you navigate this process and often secure the necessary permits for you, though this may extend the project timeline.