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Home Building questions, answered by experts

Ranch and colonial-style homes are often the most affordable to build. They have a common layout with available designs that are easy to adjust in simple ways without having to spend too much on a structural engineer or architect. Both types of homes' symmetry, simple roofs, and often one or two-story plans mean they often fall in the $150 to $200 square-foot range, putting them right around average.

Renovating or remodeling an existing structure is usually less expensive than the cost to build a new house. That’s because you can save on the costs of new building materials, laying a foundation, framing the entire building, and installing new materials and utilities throughout the house. However, if a home is in very poor condition or is incredibly old, you could spend more on upgrades and restoration compared to building from scratch.

Major home remodeling projects have some of the highest ROI for adding value to your home. For example, adding a primary bedroom can return about 55% of the investment to build. The cost of a primary bedroom suite averages $62,000—-so the high ROI helps sweeten the deal. However, always make sure to speak with a contractor and architect before adding a new room to your home, as each space affects the layout and aesthetic of your home differently.

Common pitfalls include underestimating the cost of site preparation, overlooking permit and utility fees, and not setting aside funds for unexpected changes. Change orders during construction can disrupt your budget. It’s best to plan a detailed budget, obtain multiple quotes, and include a 10% to 15% contingency fund for unexpected expenses.

Prefab kits like a small sunroom for around $20,000 or even a basic gazebo roof for as little as $60 can save you big over professional installation. However, you lose the option for customization, and these structures tend not to last nearly as long. As for bigger projects like a deck or patio, you shouldn’t go with the DIY route unless you’re fully prepped with the tools and know-how to get it done right. Mistakes can be frustrating and costly, so choose a pro if you’re looking to eliminate your risk of error.

The Sigourney, IA homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.