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While it is possible to clean your own chimney and fireplace with the appropriate brushes and safety gear, hiring a professional is often recommended. A professional ensures thorough creosote removal and compliance with safety standards. They can also safely access high or hidden areas that may be difficult for a homeowner to reach, providing comprehensive assurance that the job is completed correctly and safely.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

If you have a gas fireplace with an electric ignition and you’re experiencing a power outage, you will need to light your fireplace’s pilot manually before you can start a fire. The instructions should be in the manufacturer’s manual.

There are several maintenance tips you should take to ensure your pellet stove's safety and proper maintenance. You should vacuum the ash pan every week to prevent overflowing and clean the stove and surrounding vents every three to four months. It’s also important to get a professional inspection every year and install a carbon monoxide detector close to your stove. Be sure to dispose of hot ashes in a closed metal container; store it outside, away from the house. Only use the pellets recommended by your stove's manufacturer, and follow any cleaning and maintenance instructions.