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Fireplace inserts have several potential disadvantages. The cost of the insert and its installation can be a significant investment, as the process can be complicated and expensive, particularly if modifications to the existing fireplace are necessary. Aesthetically, some people find that inserts lack the traditional look and authentic ambiance of an open, crackling fire. There are also ongoing costs for maintenance, cleaning, and fuel. Fuel type can be a limitation; for example, an insert may be unusable if you don't have access to its specific fuel source. Maintenance and repairs can also require specialized services, especially for gas or electric models. Finally, while an insert is more efficient than an open fireplace, it may not heat a home as evenly as a central HVAC system.

A hot fire alone will not remove significant creosote buildup and can be dangerous, as it risks causing a chimney fire. While the warmth from a fire can help loosen stuck tar, making treatments like creosote logs more effective, it is not a substitute for proper cleaning. For existing creosote, the safest and most effective method is to have your chimney professionally cleaned by a chimney sweep.

A fireplace that doesn’t require a chimney is simply called a chimneyless fireplace. Don’t confuse these with ventless fireplaces, however. There are some fireplaces that require ventilation via a system of pipes, not a chimney. More specifically, the fireplace in question will likely be called by its name, such as electric, ethanol, or balanced flue.

Replacing older chimneys or fireplaces, like wood-burning stoves, with something more eco-friendly can actually increase the value of your home. Some homeowners opt to remove chimneys as they pursue LEED certification, which may also increase the value of your home. But in general, many potential buyers actually look for operational fireplaces in homes, so removing a chimney and fireplace could decrease your home’s value by up to $5,000.