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TRUSTED BY GAINESVILLE, FL HOMEOWNERS

  • Average homeowner rating star icon4.3
    Average homeowner rating
  • Verified reviews icon16
    Verified property appraisals reviews

Find Property appraisers in Gainesville

McCall Appraisal Company
4.4(
11
)
Appraisal - Real Estate

Serving Gainesville, FL and surrounding areas

Approved

In business since 2007

Customers say: Quality work

"Bob McCall went above and beyond during the Christmas Holidays to prepare two (2) appraisals and reports that were on a very short deadline. Mr. McCall is an asset to his profession and to our community. I appreciate Bob's courtesies and willingness to help us at a time when others were getting ready for and celebrating Christmas. Thank you, again, Bob. Clara T."
Response time2 days
Recommended by80%of homeowners
M&M Appraisals
5.0(
1
)
Appraisal - Real Estate

Serving Gainesville, FL and surrounding areas

In business since 1995

Free estimates

Credit card accepted

"John came out to the house & did a thorough inspection measuring the home for correct living SF. They were at the appointment as scheduled, very professional, & answered all my questions/concerns. The appraisal was completed in the specified time. The appraisal came back and was very informative & really helped my confidence in the value of the home, which sold in 10 days within 3 thousand dollars of the ultimate sales price & the appraisal. The appraisal came in higher than I thought & initially had concerns. In the end they were right & kept me from leaving money on the table. I listed the home for sale by owner which I do not think would have went so smoothly without the knowledge of my home obtained through the appraisal I received & I am confident that my home was sold and bought at a fair price. Thanks, M&M"
Response time50 mins
Recommended by100%of homeowners
Carl Mink
5.0(
1
)
Appraisal - Real Estate

Serving Gainesville, FL and surrounding areas

In business since 2018

Free estimates

Credit card accepted

APPRAISALS FOR TRANSACTIONS INVOLVING A BANK OR CREDIT UNION ARE ORDERED BY THE FINANCIAL INSTITUTION. \n\nCarl Mink is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests and make their concerns the basis of our business.

Response time1 day
Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Whether or not new windows increase property taxes depends on where you live and by how much your upgrade increases your home’s value. Smaller projects likely won’t result in increased property taxes, but it’s always a good idea to err on the side of caution and check. Contact your local county appraisal department for the most accurate information about property taxes in your area. 

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

The Gainesville, FL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.