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McCall Appraisal Company
4.4(
11
)
Appraisal - Real Estate

Serving Melrose, FL and surrounding areas

Approved

In business since 2007

Customers say: Quality work

"Bob McCall went above and beyond during the Christmas Holidays to prepare two (2) appraisals and reports that were on a very short deadline. Mr. McCall is an asset to his profession and to our community. I appreciate Bob's courtesies and willingness to help us at a time when others were getting ready for and celebrating Christmas. Thank you, again, Bob. Clara T."
Response time2 days
Recommended by80%of homeowners
Hill Robertson
3.8(
80
)
Appraisal - Real Estate

Serving Melrose, FL and surrounding areas

In business since 2008

Free estimates

Credit card accepted

"Hill Robertson was very professional and provided excellent service. Very thorough, prompt, and provided detailed report. Easy to work with via email and cell, great communications. His appraisal was very helpful in securing for sale by owner property sale at contracted price. Delivered appraisal on day which was promised! I highly recommend Hill Robertson!"
Response time1 day
Response rate97%
Recommended by91%of homeowners
Avatar for Arbortech Tree Experts LLC
Arbortech Tree Experts LLC
4.4(
5
)
Appraisal - Real Estate

Serving Melrose, FL and surrounding areas

In business since 1998

Emergency services offered

Credit card accepted

"As a single woman, I am always a little worried when I have to call in an outside company to do work for me.  I have had expereinces in the past where I'm pretty sure I was taken advantage of.  Richard alleviated all of those concerns for me right off the bat.  I felt like I had an advocate who was genuinely interested in making sure I got a fair deal and high quality work.  Going forward I will call Richard anytime there is an issue with any of the trees on my property.  He is fair, extremely knowledgable, dependable, and very professional."
Additional Photos
Recommended by80%of homeowners
Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

While there's not a lot of definite research, some experts suggest that an in-ground or wall-mounted basketball hoop can add value to your home by increasing curb appeal. In addition, having a basketball hoop is an attractive feature of a house since it promotes physical activity, especially for children.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The Melrose, FL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.