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Avatar for Marketplace Housing
Marketplace Housing
4.3(
11
)
Appraisal - Real Estate

Serving Starke, FL and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Office staff is always available for help. No job is too small or too big. They are responsive to our needs for service requests from roofing to foundations. All aspects of home repairs have been done professionally and in a timely manner. I would recommend Marketplace Homes for all your property management needs regarding property repairs and maintenance."
Recommended by77%of homeowners
Avatar for Arbortech Tree Experts LLC
Arbortech Tree Experts LLC
4.4(
5
)
Appraisal - Real Estate

Serving Starke, FL and surrounding areas

In business since 1998

Emergency services offered

Credit card accepted

"As a single woman, I am always a little worried when I have to call in an outside company to do work for me.  I have had expereinces in the past where I'm pretty sure I was taken advantage of.  Richard alleviated all of those concerns for me right off the bat.  I felt like I had an advocate who was genuinely interested in making sure I got a fair deal and high quality work.  Going forward I will call Richard anytime there is an issue with any of the trees on my property.  He is fair, extremely knowledgable, dependable, and very professional."
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Recommended by80%of homeowners
Coy Davis Appraisal Services Inc
5.0(
1
)
Appraisal - Real Estate

Serving Starke, FL and surrounding areas

In business since 2007

\nCoy Davis Appraisal Services is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers interests and make their concerns the basis of our business.

Response rate100%
Recommended by100%of homeowners
Property Appraiser questions, answered by experts

Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The Starke, FL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.