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Fireplaces questions, answered by experts

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Gas-burning fireplaces need servicing to keep them in proper working order. You should call a fireplace pro to inspect and clean your gas-burning fireplace at least once per year or whenever problems arise. Servicing your gas-burning fireplace will help it function properly while also extending its lifespan. It’ll also ensure that your fireplace is operating safely.

Chimney crowns should be at least 2 inches thick at their thinnest point. If the crown is thinner than 2 inches, it’s more likely to be damaged and allow water to seep into the chimney.

Homeowners can conduct basic visual inspections and cleaning, but professionals provide thorough checks that identify hidden issues safely.

Yes, you can have a gas line professionally installed to convert your traditional fireplace to natural gas; just know it’ll be an extra cost to budget for. The cost to run a gas line where you don’t already have one is about $540, though most homeowners pay between $260 and $820. Your total could be significantly higher if you don’t already have a main gas line running to your home.

The Laurel, DE homeowners’ guide to fireplace services

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