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Opting for insulated ducts can lead to significant long-term savings on your energy bills and contribute to a more efficient HVAC system. The precise amount you can save depends on various factors, including your climate, usage patterns, and the insulation's quality. However, on average, insulated ducts can result in savings of up to 20% on your annual heating and cooling costs, according to ENERGY STAR®.

Don’t install insulation near water heaters, oil burners, or any other object that gets hot. Many insulation materials are fire-resistant, but not entirely fire-proof, so you should take precautions to keep hot things away from fiberglass. This is also why it is imperative to box off lighting fixtures and breaker boxes.

The amount of insulation you need will vary depending on where you live. Energy Star recommends certain minimum insulation values in different geographic regions. In most cases, however, even adding a little insulation is better than not adding any.

It’s technically possible to install loose-fill cellulose insulation without a blower, but it’s much more time-consuming, tedious, and dangerous. You’ll need to wear the proper protective coverings to handle the cellulose after it’s been doused in boric acid; use a shovel when you can to transport the material from the bag into the wall cavity.

That said, if you purchase cellulose materials at a home improvement store, ask if they rent out blowers for free or at a discounted rate. In many cases, if you buy the material from the store, they’ll rent out the blower at no extra cost.