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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

A few signs a tree may be dead is if the leaves are dead and there are no signs of new blooms. You can also perform a scratch test on some of the branches to check the condition of the cambium layer beneath the bark.

If it is green, it is still alive, but if several are dry, brittle, and brown, the tree may be dying or dead. Always consult an arborist before assuming your tree is dead because you may be able to save it.

Horticulturist is a broad term for any type of plant and soil expert. An arborist, meanwhile, specializes in all aspects of tree care. You should hire an arborist when you need assistance with tree-related tasks, such as pruning large trees, removing trees, diagnosing a sick tree, or emergency tree services. Horticulturists aren’t qualified to handle those types of tasks.

The best time to transplant a tree is when it is dormant. For many trees, this means either in the fall after the leaves have dropped (around October or November) or in early spring before new growth begins (around March). The ideal timing can depend on the type of tree. Deciduous trees do well when moved in early spring or fall, while evergreens are best transplanted in early spring or late summer. For example, pine trees are best moved in early fall, but maples prefer late fall. Avoid transplanting in winter, as the frozen or hard, cold soil poses a significant risk to the roots and prevents the tree from acclimating properly.