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Opting for insulated ducts can lead to significant long-term savings on your energy bills and contribute to a more efficient HVAC system. The precise amount you can save depends on various factors, including your climate, usage patterns, and the insulation's quality. However, on average, insulated ducts can result in savings of up to 20% on your annual heating and cooling costs, according to ENERGY STAR®.

An outdoor spigot needs some attention before the temperatures begin to drop. Using an insulative cover is just one part of minimizing a frozen spigot and pipes. You’ll also need to shut off the water and drain the spigot, which leaves as little water as possible in the pipes to prevent freezing.

Mineral wool has an excellent life expectancy of up to 50 years, provided it's kept dry and free of pests. Compared to fiberglass, with a life span of 20 to 30 years, mineral wool stacks up well for long-term cost savings. Sheep wool maintains a similar life span to fiberglass, while estimates for hemp wool insulation life expectancies are all over the board, ranging anywhere from 20 to 100 years.

Installing sheets of plywood over attic insulation is a popular choice, especially in storage spaces. That said, insulation works by trapping hot air—so it needs extra space to expand and be effective, or you might reduce the energy efficiency of your home. 

It’s important that you never compress the insulation by installing flooring directly on top of it. In many houses, you’ll need to install a subfloor before putting plywood over insulation in your attic.