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Concrete leveling is not typically covered by insurance. In some cases where the shifting concrete is caused by a natural disaster or storm, you may be able to file an insurance claim if your policy specifically covers those circumstances. In most cases, though, you’ll pay out-of-pocket for concrete leveling.

A concrete overlay on an existing slab can range from 1/4 of an inch to 2 inches thick, though a minimum of 2 inches is often recommended to ensure stability and quality. The ideal thickness depends on the condition of the existing concrete and the depth of any planned designs or imprints. Before applying the overlay, it's important to repair and clean the surface, then apply a primer. For specialized work like a stamped concrete overlay, hiring an experienced contractor is recommended to determine the correct thickness and ensure the new layer isn't too high or heavy. For context, most standard concrete slabs are between 4 and 6 inches thick.

The best solution to fix a foundation crack in your basement floor depends on the underlying cause. If you just have hairline cracks from settlements that are no longer growing, the best option is to seal them with a crack sealant. If the cracks continue to grow, one edge rises above the other, or there are signs that water is getting in through the crack, a professional repair will be necessary. Depending on the root cause, your professional may employ foundation underpinning or some other type of stabilization, seal the cracks, or install a drainage system.

Yes, you can mudjack cracked concrete, but the cracks will need to be repaired once the concrete has been leveled. If the concrete is severely cracked in multiple places, replacement may be a better option, but for less severe cracking, mudjacking is a good solution as long as cracks are correctly caulked and sealed.