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Concrete leveling is not typically covered by insurance. In some cases where the shifting concrete is caused by a natural disaster or storm, you may be able to file an insurance claim if your policy specifically covers those circumstances. In most cases, though, you’ll pay out-of-pocket for concrete leveling.

Concrete pools are very durable but can crack if not properly maintained. The most significant risk is winter weather and low temperatures when water can seep into crevices and freeze. To avoid damage, use the proper winterization chemicals, and don’t completely drain your pool. Concrete pool repairs cost around $75 per linear foot for small cracks.

You can dry pour concrete over existing concrete, but it’s best to use wet pour concrete instead. Dry pour concrete is easier to apply, but in order for new concrete to adhere to old concrete, it needs the right mixture for slow, uniform curing. Additionally, dry pour concrete is less durable and less resistant to cracking and concrete sinking, so dry pouring over an existing slab may result in surface imperfections appearing prematurely.

The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.