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There are several things you can do to maintain your sump pump and prevent sump pump problems. For instance, keeping a lid on your sump pit goes a long way in protecting your pump system from silt, sand, dirt, and other debris. When water drains from the outside, such as along your foundation, or with melting snow, water runoff often brings sediment with it. 

Also be wary of corrosion, particularly if your sump pump system is made of metal. Keep an eye out for rust and have it inspected regularly by a plumber or sump pump technician.

If you have a self-cleaning washing machine but you’re still seeing lint, your water pump filter might be clogged. To clean it, you should unscrew the drain hose, then remove the water pump filter. From there, you can inspect it and clean it with warm water before replacing it. Check to be sure your washing machine is functioning by running a short cycle. 

In most cases, standard homeowners insurance policies do not cover damage from a sump pump failure or overflow. Coverage for water damage is often limited to sudden, unexpected events like a burst pipe that was not caused by negligence. To be covered for sump pump issues, you will likely need to purchase a specific rider, endorsement, or additional water backup insurance. If your insurer offers this type of coverage, they may require proof that your sump pump is regularly maintained.

A sump pump's lifespan is typically 7 to 10 years, though the general range can be anywhere from 5 to 15 years. The specific type of pump is a major factor: pedestal sump pumps last an average of 20 to 25 years, whereas submersible sump pumps last between 5 and 15 years. While pedestal pumps are less expensive to service, they are also louder and more prone to clogging.

Several other factors influence longevity, including the pump's quality, usage frequency, and maintenance schedule. A high-quality pump that is well-maintained in a dry climate may last for two decades, while a lower-quality, poorly maintained pump in an area with a high water table or frequent flooding may fail in six years or less.

Regular maintenance, including annual inspections and tuneups from a professional, can significantly extend the pump's life. It is time to consider a replacement if your sump pump runs constantly, cycles frequently, shows visible rust or corrosion, or trips a circuit breaker. As a preventative measure, many homeowners replace their pumps every eight years. It's also worth noting that a manufacturer's warranty can indicate expected lifespan, and some home insurance policies may not cover water damage from a pump that is past its recommended replacement date.