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Fire Pit Installation questions, answered by experts

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

One of the best ways to know your chimney is good to go on any given night is to simply look up into your flue with a flashlight. If you see a thick buildup of creosote—a shiny, dark substance that looks like tar—it’s best to have your fireplace professionally cleaned before you go ahead with the burn. Additionally, having your fireplace professionally inspected once per year can also help increase your peace of mind and keep your family and your home safe.

In general, it will take about 90 minutes to burn the creosote sweeping log by itself, allowing it to work its magic. This may be longer or shorter depending on the conditions of your chimney.

Chimney caps are necessary both from a building safety standpoint in most municipalities and to keep your home protected from a variety of issues. Chimney caps are not only mandated by building code in most areas, but they also serve to keep squirrels, raccoons, and other pests out of your home, as well as snow and rain. Therefore, they help to avoid property damage, making them a worthwhile investment.

The Sargent, TX homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.