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Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

If a light switch is off, it’s very unlikely to cause a fire. For a fire to start, the switch has to be on, activating an electrical current, and the wiring must be faulty. However, the malfunctioning light switch could cause an intermittent current to move across the electrical wire. This issue could become a fire hazard with another device connected to the wire. You should replace the bad light switch as soon as you notice it or call an electrician.

A home fire sprinkler system reduces heat, flames, and smoke within seconds. Fire sprinkler systems hide in walls with sprinkler heads running along the piping throughout your home.

When the air surrounding a sprinkler reaches a specific temperature, the heads closest to the fire activate and release anywhere from 10 to 25 gallons of water per minute.

Ensure you have a safe environment for them to work on, and there aren’t items such as logs, build-up of yard materials, missing or damaged shingles, and weak areas on the roof. Communicate any known electrical issues with contractors at the beginning of the project, and consider hiring an electrician to fix those. Finally, if you are attempting the project yourself, do so when there isn’t any rain, and you can safely get your footing on the roof using proper equipment, such as an extension ladder. Don’t attempt this alone, and have a helper nearby to assist.