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How long a pool liner lasts depends on the type of pool. Most in-ground pool liners last between six and 12 years, while aboveground pool liners last anywhere from six to 10 years. You can extend the life of your pool liner by maintaining proper pool chemistry, adding chemicals individually to avoid staining the liner, using a pool cover to protect it from the sun, and keeping sharp objects away from it.

Vinyl pools are the least expensive for installation thanks to the relatively low cost of vinyl pool liners. However, vinyl liners do not last as long as fiberglass or concrete designs, which could balance out the cost of the pool overall depending on its size.

Generally speaking, you should expect to wait 24 to 48 hours after filling a pool before you use it. However, the actual timeline depends on a few factors. Most importantly, you need to shock the water with chlorine or an alternative to swimming pool chlorine and let the concentration come down to a safe level before using the pool. Additionally, most water sources will be cold, and it can take days before the sun or your pool heater warms your water to a comfortable temperature. Alternatively, getting water professionally delivered could have you swimming in just a few hours.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.