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Bleach can potentially kill some types of delicate ornamental trees, but for the most part, it will only kill the foliage it comes in contact with. Applying bleach is not an effective method of killing a tree. A better option is to use an herbicide, which is a chemical compound designed to effectively kill a tree. 

Trees don’t usually grow back after being cut down. Some particularly robust tree species may start sending up new stems from a stump to recover, but those stems won’t become a “tree” like before. Generally, trees don’t recover from being entirely cut down, which is why it’s important to be careful when making a decision. When you cut down a tree, it’s a good idea to make plans to remove the stump, even if it’s unlikely to grow back.

You don’t always need a permit to grind a stump, but you might need one depending on your location and the stump’s surroundings. Permits are often needed if the stump is part of a protected tree species, near public areas or utility lines, or close to environmentally sensitive zones like wetlands. Some cities also regulate noise and work hours. Always check local rules before grinding, and contact your city or county office if you're unsure.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.