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It’s not always easy to tell when a tree is dying, although signs like dropping branches and brittle bark can sometimes offer clues. It can also be difficult to know whether a tree is dead or dormant, especially if it’s a deciduous tree. You’ll want to wait until a growth season to get a good idea of a tree’s health. When in doubt, contact an arborist for a consultation.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

You can trim just one side of the tree, especially when that side is growing near something like a power line or a home. Pros will carefully trim the tree back until it is safe from that structure. While this is common, it also needs to be done with the utmost care, as pruning or trimming away at one side of the tree may make it structurally unsound. This instance is yet another where hiring a pro is wise, especially if power lines are involved.

To maintain trees on a commercial property, perform regular pruning, monitor for diseases, and apply fertilization to promote healthy growth. It is also important to remove any hazardous branches to keep the trees healthy and prevent potential liability issues.