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Many insurance providers offer policy discounts when adding security features to your home. The best way to find out if new locks will reduce your premium is to simply ask your agent.

Keyless locks are often considered safer since they’re protected by passcodes instead of a physical key, making it harder to be picked. However, they are not infallible. And like all electronic devices, outdated models are more prone to problems and safety concerns. If you’ve experienced multiple lockouts in the past year, or your lock is responding slower than usual after you key in the passcode, it might be time to upgrade to a newer one. Even if your lock is working fine, you should still change your access code at least twice a year.

A deadbolt has a different design, construction, and security level than a regular lock. Regular locks are mostly used for interior doors around the home, like bedrooms and bathrooms, and they usually include a locking mechanism on the inside. While regular locks are easy to use and install, they provide little security. 

A deadbolt adds a layer of security and is most commonly used on exterior doors. The installation is typically more complicated, but they hold up to wear and tear.

The best type of deadbolt depends on your specific needs. If accessibility is your primary concern, a single-cylinder deadbolt is the easiest to operate. Mortise locks are likely the most secure type of deadbolt you can install, but single-cylinders combined with secondary locking mechanisms like vertical locks are also a great option. Smart locks will give you the most flexibility to open and close your locks whenever and wherever you need to.