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Plaster Repair questions, answered by experts

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

There are several warning signs that a ceiling crack is connected to a larger issue. For starters, if the crack is wider than 1/8 inch or longer than 12 inches, you might have a more serious problem. The same applies if you have multiple smaller cracks or cracks going across the ceiling and down the wall. In any of these situations, you should ask a professional to assess the damage.

On average, repairing a ceiling costs anywhere from $450 to $1,750. However, there are many variables that can impact the price of this project. For example, the type of ceiling material, type and extent of the damage, and local labor rates all affect your costs. Holes and cracks are less expensive to fix, while structural issues and water damage are pricier problems.

You can plaster over regular drywall, but it's essential to prepare the surface properly. Before plastering, the drywall should be clean, free of dust, and any loose or peeling paint should be removed. Applying a primer specifically designed for plastering can improve adhesion. Some professionals recommend applying a base coat of plaster or joint compound to create a better surface for the plaster to adhere to. Proper preparation ensures a smooth and durable plaster finish over regular drywall.

If the holes in the plaster are small, you can fill them with layers of patching plaster until they’re filled. After it dries, you can sand the plaster and paint over it. If the hole is much larger, consider using bonding plaster first and then a layer of patching plaster, completing the process with sanding and a layer of paint.

The Sutherland, NE homeowners’ guide to plaster repairs

From average costs to expert advice, get all the answers you need to get your job done.