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The short answer is yes, a sagging plaster ceiling is dangerous. Sagging plaster on a wall is something you should fix immediately, but it isn’t a major concern. If the same type of sagging occurs on a ceiling, however, you could be in danger of your ceiling falling in large chunks. When plaster sags, it loses its strength and ability to hold itself up. The bonds that hold it together are strong, though, so if a sagging area falls, it will take large pieces down with it.

Plastering and skimming are two different techniques for finishing walls. Plastering involves applying a thick layer of a plaster mixture—typically containing gypsum, lime, cement, sand, and water—to create a new surface. This process often requires multiple coats and is used for repairing significant damage or creating decorative textures. Skimming, on the other hand, is a technique that involves applying a thin layer of drywall compound or joint compound over an existing surface to smooth it out, covering minor imperfections, small cracks, or uneven textures for a polished look. Plastering is generally more costly and labor-intensive than skimming. Although some people use the terms interchangeably, they refer to different processes and materials.

If your home was built before the 1940s and was not remodeled in the past 50 or so years, you probably have plaster walls. Aside from assuming, there are some practical ways to tell if you have plaster walls, including the following: If you knock on the wall and it feels solid, not hollow, if you can’t insert a thumbtack easily, if there are cracks that look like spiderwebs, or if your home has curved, arched, or swirled walls, doorways, or window openings.

If you have an unfinished basement or attic, you could examine the backs of any finished walls to check, too.

Ceiling-mounted curtains won’t damage the ceiling if they’re installed properly. Using the right anchors or securing the brackets into joists will ensure the curtain weight is properly supported and prevent damage. However, overtightening screws, using weak anchors, or repeatedly removing and reinstalling hardware in the same spot can cause cracking or sagging over time. In that case, you might have to call a pro for ceiling repair.