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Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Common causes of ceiling cracks along drywall seams include poor drywall installation techniques, structural issues, truss uplift, and foundation problems. Temperature and humidity also play major roles in ceiling cracks flush with the wall. As the drywall shrinks and expands from major temperature changes or extreme humidity shifts, this can cause the drywall to crack.

Like many other repair projects, the cost to fix a behind-the-wall shower leak depends on several factors. The cost of your repair may depend on the type of leak (from a clog or burst pipe), type of piping, and location of the leak. The extent of the issue and how difficult it is to access the pipes can greatly impact and increase your price. On average, you can expect to pay around $150 to $600 to repair a leaking shower.

Plastering lasts for around 15 to 20 years without needing repairs or maintenance in most cases, and with proper upkeep, plastering can last a lifetime—sometimes more than 100 years. Plaster repair costs between $1 and $3 per square foot, and you may need these services once every 15 to 20 years or so unless you have a harsh climate where humidity changes are a constant issue. You can also opt to skim-coat plaster for between $0.90 and $1.30 per square foot, which may serve you better in the long run.