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Yes, it is highly recommended to remove tree stumps. Leaving them in the ground can lead to several problems, as they are not only unsightly but can also reduce your property's value. Stumps can obstruct landscaping plans, make mowing difficult, and hinder new growth. More importantly, they are prime breeding grounds for pests like termites, ants, and mice, which can spread to your home and cause costly damage to its wood and foundation. Stumps also attract fungi and diseases that can infect other healthy trees and plants in your yard. As a stump decays, it might sprout new, unwanted shoots. While removing a stump is an investment, it prevents these potential issues and enhances the safety, health, and appearance of your landscape.

Sudden oak death and oak wilt are different diseases. Oak wilt first shows up in tree leaves while sudden oak death affects the branches and trunk. However, as symptoms in both can overlap, it’s best to consult a professional arborist tree expert for a proper diagnosis and development of a treatment plan.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Make sure the tree roots soak around a day before you dig the tree up for the transplant. Keep the roots wet while the tree is above ground. After the transplant is finished, provide consistent water every day for the first month or so. You don’t want to overwater the tree, but you do want to keep the roots wet so they can thrive in their new environment.