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Yes, the same rules discussed above apply to your neighbor: They can trim one of your trees as long as they’re only cutting the portion that extends into their property. Your neighbor is not allowed to access your property without permission, nor can they cut past the property line. 

According to scientists at Penn State University, spotted lanternflies do not typically kill the trees and plants they feed on, but they can cause branches and segments to die off. However, they have been found to kill cultivated grapes, which can have devastating consequences for vineyard owners and regions that heavily rely on vineyards to create jobs and generate revenue. They have also killed the Ailanthu altissima, known as the tree of heaven, though this is classified as a noxious and invasive weed tree.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Tree removal costs typically don’t include stump removal, as that technically falls into a different service. The company you hire may offer the service for an additional fee; ask them if they offer it to ensure you get the best tree stump removal costs possible.