Get matched with top arborists in Parmelee, SD

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

There are two types of arborists: certified and consulting. A certified arborist is licensed and equipped to provide tree pruning, planting, fertilizing, monitoring, transplanting, treatment, and removal services. A consulting arborist specializes in tree appraisals, diagnosing problems and recommending treatments for illnesses. However, they will not provide these services themselves. Most consulting arborists are certified arborists who can refer you to a tree service that can administer the correct treatments.

Licensing requirements for arborists, also known as tree surgeons, vary by state and municipality. Many areas require a license, which often involves specialized education and experience. Even if not mandated, it's wise to hire a licensed professional as they tend to have more experience. Beyond licensing, look for certifications from organizations like the International Society of Arboriculture (ISA) or the Tree Care Industry Association (TCIA), as this indicates a higher level of expertise. Certified arborists must typically pass a comprehensive exam. Always confirm that the arborist has a business license and is fully insured to protect yourself from liability. Seeking positive recommendations from local homeowners is also a good step in finding a qualified professional.

The average lifespan of an oak tree is 100 to 300 years, so long as it isn’t impacted by diseases like sudden oak death. Some species will last shorter or longer, depending on where you live.