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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Tree roots don’t necessarily break through concrete on their own, but they can certainly take advantage of existing cracks, even very small ones. As roots grow, they expand the cracks, making them larger and leading to serious and costly foundation damage. It’s a good idea to have repairs on any foundation cracks you’re concerned about.

Salt, herbicide, light deprivation, boiling water, and burning can all help dissolve a tree stump. You can also bury the tree stump in soil or mulch to help it rot naturally. Killing a tree stump prevents future regrowth, but you may also remove it by digging it out or grinding it.

It depends on the problem, the affected part of the tree, the risk of the pathogen spreading, and the overall health of your tree. Many diseases, fungal infections, and insect infestations can be successfully treated, especially if the issue is only in a few branches. However, if a disease is too widespread, too severe, too easily spread, or in the roots, the tree will likely need to be removed.