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Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

In the metal versus shingle roof debate, aluminum roofing has several advantages. However, aluminum roofing costs more than typical asphalt roofing, so up-front cost is a major downside. Aluminum is also somewhat susceptible to denting, and repairs can be more costly than for other roof types because your roofer will need to replace large panels rather than individual shingles. Aluminum roofs are also noisy in the rain, which some homeowners don’t like.

Moss grows in dark areas of roofs, including in corners and gutters. If left alone, it can grow under roofing and cause permanent damage. Here’s how to remove moss from metal roofs: 

• Soak the moss to soften it

• Scrub it away with a soft-bristled brush, or pick it off with your hands (be sure to wear gloves)

• Use a moss remover that’s compatible with metal roofing, following the manufacturer’s directions

• Remove dead moss and rinse the roof thoroughly

• Prevent future moss growth by trimming branches, cleaning gutters, and attaching zinc strips to moss-prone areas

A metal roof can last anywhere from 15 to 100 years or more, depending on the type. Aluminum and corrugated metal roofs last around 45 years, but tin roofs can last for up to 75 years, and copper roofs can last 100 years or more.