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Deck Maintenance questions, answered by experts

PVC decking tends to be cooler than composite because the material is less dense and absorbs less heat. However, it depends on the deck’s color. A dark-colored PVC deck may run hotter than a light-colored composite deck. If you’re concerned about your deck getting too hot, it’s best to stick to a light color such as beige or gray.

Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

It is possible to build your own deck, but it’s typically better to leave the work to a decking professional. Decks can be exceptionally complicated, especially if you want a wrap-around or second-story deck, and you don’t want to risk making an expensive or dangerous mistake. It’s usually better to hire a decking pro who can pull permits and build a structurally sound deck that will last for decades and provide the maximum return on investment.

Materials for a second-story deck must be weather- and rot-resistant, though the specific choices will largely be determined by your budget and style preference. Pressure-treated wood is on the lower end of the price scale, but it can be customized and stained the way you like it. Composite, on the other hand, is pricier for installation and has fewer options for customization, but you’ll save money and time in the long run because it requires little maintenance.

Yes, deck footings typically require an inspection before laying down concrete. While not all local building codes require footing inspection, proper placement ensures a safe and structurally sound deck. An inspector will verify that the deck can adequately hold what you put on top of it., and that the footings have been dug to the correct dimensions.

The Agency, MO homeowners’ guide to deck maintenance services

From average costs to expert advice, get all the answers you need to get your job done.