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Siding questions, answered by experts

Siding and cladding are two popular exterior wall coverings that protect homes from the elements and provide insulation, but they differ in design and application. Siding is applied directly to a home’s exterior, providing some insulation and basic shielding from the elements. In contrast, cladding is installed indirectly over furring strips, creating a ventilated air gap for enhanced insulation and moisture control.

Fiber cement shingle siding is made from a blend of common ingredients, including cement, sand, water, and wood or cellulose fibers. The composition of the mixture varies depending on the manufacturer, however, with some makers opting to include special additives to improve longevity and resilience, and some include dyes and pigments to create custom colors that don’t require painting.

Vinyl is the most common shingle siding due to its rigid PVC design, longevity, affordability, and ease of installation. The next most popular types of shingle siding are fiber cement, which is in the mid-range for prices, and cedar shake, which is the most expensive. Consider the upfront cost, ongoing maintenance costs, and durability in your specific climate before deciding.

Little maintenance is required beyond periodic washing with a garden hose to remove dirt. Avoid using abrasive cleaners or pressure washers that might damage the siding.

Whether or not your homeowners insurance covers EIFS stucco siding depends on the insurance company and the specifics of the policy. Some insurance companies will not cover EIFS due to its susceptibility to moisture damage, and some companies will only cover EIFS manufactured and installed after a certain date, since newer systems mitigate potential damage concerns better than older ones.

The Ottertail, MN homeowners’ guide to siding services

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