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Last update on September 23, 2026

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Percolation Tests questions, answered by experts

Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.

According to the National Cancer Institute, asbestos-related diseases can take anywhere from 10 to 40 years for symptoms to appear. The health risks increase with prolonged and heavier exposure. Risk factors also include:

  • Amount of exposure

  • Chemical makeup, size, and shape of the asbestos fibers

  • Length of time a person is exposed to asbestos

  • Genetic factors 

  • Source of exposure (direct exposure or secondhand exposure from someone directly exposed)

Since DIY asbestos removal isn’t the best option to save money, there are other steps that you can take to help cut costs when dealing with this project. After speaking with your asbestos removal expert, discuss if encapsulation is an option. If it is, you can save between 15% to 25% on overall project costs over demolition and disposal. In addition, when speaking with your professional, discuss if there are any tax credits available for your removal project. Finally, check with your homeowner’s insurance to see if any removal costs might be covered. However, be aware that this is usually only applicable if the asbestos is due to a covered incident, like a tree falling into your roof.  

Federal law doesn’t require homeowners to disclose the presence of asbestos in their home, but some states and local municipalities may require it. That is why it’s important to test an older home for asbestos and other health hazards before moving forward with a sale.

Asbestos-containing materials are not easily affected by water and do not disintegrate or dissolve when exposed to it. However, porous materials can deteriorate due to water exposure, leading to the release of asbestos fibers into the air. The settling of asbestos fibers can also occur as water makes them heavy, which reduces the risk of airborne exposure, though future disturbance of the materials could cause risk. Wetting asbestos-containing materials does not constitute safe removal, and the proper handling and disposal of asbestos materials should be left to professionals.

The Grosse Pointe Park, MI homeowners’ guide to percolation testing services

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