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Metal roofs do not inherently leak more than shingle roofs; when properly installed, they are generally less likely to leak. Asphalt shingle roofs are more susceptible to leaks due to factors like wind uplift, damage from extreme weather, moss growth, and ice dams. Over time, asphalt shingles also lose their protective grit, which reduces their waterproofing capabilities. In contrast, metal is a more resilient material that stands up better to heavy precipitation and high winds. However, metal roofs can develop leaks if they are poorly installed, have improperly sealed fasteners, or experience issues from thermal expansion. For this reason, professional installation and regular maintenance are crucial to ensure a metal roof's longevity and superior protection against leaks.

Single-ply roofing lasts for between 15 and 30 years, depending on the type you install and the climate in your area. TPO roofing has the shortest lifespan of 15 to 30 years, followed by PVC, which lasts for 20 to 30 years. EPDM roofing is the longest-lasting single-ply roofing option, with a lifespan of 30 to 40 years. Keep in mind that hail, strong winds, blown debris, and foot traffic can all reduce how long your flat roof lasts.

How long shingles last depends on the type of shingles you have on your roof. Asphalt shingles normally last anywhere from 15 to 30 years, metal shingles can last anywhere from 15 to 100 years, and tile shingles can last anywhere from 50 to 100 years or more.

Homeowners insurance does not usually cover roof soft spot repair. Since this damage is usually caused by wear and tear and often found on aging roofs, your insurance claim will likely be rejected. If a soft spot develops due to damage from a storm, repairs may be covered, but in general, expect to pay out of pocket for soft spot repairs.