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We recommend you turn off the unit, the power, and the water supply as soon as you notice a leak. Your water heater tank should have a dedicated shut-off valve located on the cold inlet pipes. If the valve is broken or inoperable, use the shut-off valve to your home's main water supply to stop the flow to the entire house.

Avoid touching valves or pipes directly without confirming if they are hot. Wear gloves and other safety gear to keep from coming into contact with hot levers or components when turning off your leaking water heater.

The amount of time it takes to replace an electric water heater will depend on the skill level of the individual who is replacing it. For example, if you replace it yourself–and you don’t have much experience–you can expect the project to take a full day. 

However, if you have a certified plumber or water heater contractor install your new water heater, it can take as little as 2 to 3 hours.

The lifespan of a water heater depends on its type, usage, and maintenance schedule. Traditional tank-style water heaters typically last between 8 and 12 years, though the range can be as wide as 6 to 15 years. Within this category, gas models often last 8-12 years, while electric models may last 10-15 years. In contrast, tankless water heaters have a significantly longer lifespan, often lasting up to 20 years or more. Factors like heavy usage, hard water, and sediment buildup can shorten a unit's life. To extend its lifespan, it is crucial to perform regular maintenance, such as flushing the tank annually and scheduling professional inspections. If your unit is over a decade old and shows signs of rust, leaks, strange noises, or inconsistent heating, it is likely time for a replacement.

Homeowners insurance may cover the repair or replacement of a water heater if it's damaged by a covered peril, such as a fire or a burst pipe. However, policies typically do not cover repairs or replacement needed due to normal wear and tear, old age, or lack of maintenance. For these issues, a home warranty or a manufacturer's warranty may provide coverage. While the policy might not pay to fix or replace the malfunctioning appliance itself, it often covers the cost of water damage restoration caused by the faulty water heater. Always check with your insurance provider to understand the specifics of your policy.