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Hoses can constrict over time. If water isn't coming out of your garden hose, it might be clogged by dirt, rocks, insect nests, and other debris that can find its way in there. If the weather's been cooler lately, water can freeze inside hoses and create clogs when it doesn't melt fast enough. If the water is hard where you live, minerals can build up in the hose and constrict it further.

You can start the process to set up utilities before closing on a new current property, but most companies won’t turn on electricity or gas until after the closing date. You’ll also need proof of ownership to get things going. The best way to do this is to contact the utility company as soon as possible and keep them up to date on the sale status. We recommend making contact one or two weeks before the closing date.

Water pipes will unfreeze once temperatures stay above freezing long enough to thaw. As things warm up, you might hear gurgling and banging sounds from the pipes. It can take a while for the pipes to unfreeze, and they won’t without help if temperatures stay below freezing. Open cupboard doors, turn up the heat, and get out hair dryers, heat guns, space heaters, and heat lamps to speed up the thawing process. If you live where it’s frequently below freezing, consider whether pipe insulation is worth installing.

Homeowners insurance often covers water leaks and resulting damage, but coverage depends on the cause. Leaks from sudden and accidental events, like a burst pipe or storm damage to a roof, are typically covered. However, if the leak is due to a lack of maintenance, homeowner negligence, or general wear and tear (such as an old roof failing), the claim will likely be denied. Some causes, like flooding or leaks from faulty appliances, may be excluded from standard policies. After taking steps to stop the leak, contact your insurance company immediately and review your specific plan to understand your coverage.